Massachusetts has explicit insurance guidance on transgender-related health care.
Bulletins and Announcements:
Bulletin: Bulletin 2014-03, Guidance Regarding Prohibited Discrimination on the Basis of Gender Identity or Gender Dysphoria Including Medically Necessary Transgender Surgery and Related Health Care Services (2014)
Issued by: Massachusetts Office of Consumer Affairs and Business Regulation, Division of Insurance
Issued on: June 20, 2014
“denial of coverage for medically necessary treatment based on an individual’s gender identity of gender dysphoria by any Carrier is sex discrimination that is prohibited under Massachusetts law”.
Updated on Feb 23, 2020