Colorado has explicit insurance guidance on transgender-related health care.
Bulletins and Announcements:
Bulletin: Bulletin No. B-4.49, Insurance Unfair Practices Act Prohibitions on Discrimination Based on Sexual Orientation (2013)
Issued by: Colorado Department of Regulatory Agencies, Division of Insurance
Issued on: March 18, 2013
Interprets insurance non-discrimination law to prohibit the denial, exclusion, or limitation of “coverage for medically necessary services . . . if the item or service would be provided based on current standards of care to another individual without regard to their sexual orientation,” which is defined in Colorado to include “transgender status.”
Updated on Feb 23, 2020