Rhode Island has explicit insurance guidance on transgender-related health care.
Bulletins and Announcements:
Bulletin: Health Insurance Bulletin 2015-3, Guidance Regarding Prohibited Discrimination on the Basis of Gender Identity or Expression (2015)
Issued by: Rhode Island Office of the Health Insurance Commissoner
Issued on: Nov. 23, 2015
“[D]enial, exclusion or other limitations of coverage by a health insurer for medically necessary treatment otherwise covered by a health insurance policy or contract based solely on an individual’s gender identity, expression or gender dysphoria is sex discrimination prohibited under Rhode Island law.”
Separately, Rhode Island General Law Sections 27-18-30, 27-19-23, 27-20-20 and 27-41-33 require the coverage of fertility preservation when medical treatment--such as hormones or surgery--will render an individual infertile.
Updated on Feb 23, 2020